So glad someone from the life insurance industry showed me FFL. I had been with another company for just over a year and thought I had it made, until I looked at what FFL had to offer. The main thing that made me make the switch was, FFL does not make their agents sign a contract. That means if I made the switch and ended up hating it, I could go back to my previous company. That was not the case..I love it here and I plan on staying. 6 months and growing every day!